A Fresh Start with Chapter 7 Bankruptcy
Ch 7 Bankruptcy
What We Do
Debt Relief Through Chapter 7 Bankruptcy
If you’re overwhelmed by debt, Chapter 7 bankruptcy offers a way to eliminate most unsecured debts and start over. At Rabin Nimmo Law, we help clients in Nashville navigate the Chapter 7 process, from filing paperwork to managing creditor communications, so you can focus on rebuilding.
Why Choose Rabin Nimmo Law for Chapter 7 Bankruptcy
- Comprehensive Support: We manage the entire process, from eligibility evaluation to discharge.
- Expert Advocacy: Our team works to protect as many of your assets as possible.
- Focused on Relief: We help you eliminate debt and move toward a brighter financial future.
Ways We Help You
01
Eligibility Assessment
We evaluate your financial situation to determine if Chapter 7 is the right fit.
02
Filing and Representation
We handle all court filings and represent you at required hearings.
03
Debt Discharge
We work to eliminate debts like credit card balances and medical bills.
Common Questions About Chapter 7 Bankruptcy
Who qualifies for Chapter 7 bankruptcy?
To qualify, you must pass the means test, which evaluates your income and expenses. Those with income below the state median typically qualify, but even higher-income earners may be eligible based on their financial situation. A Nashville Chapter 7 bankruptcy lawyer can help you determine your eligibility.
What debts can be discharged in Chapter 7?
Most unsecured debts, such as credit card bills, medical expenses, and personal loans, can be discharged under Chapter 7. However, some debts, like child support, alimony, and certain taxes, are generally not dischargeable. Consulting with a Tennessee bankruptcy attorney ensures you understand what debts can be eliminated.
What happens to my assets in Chapter 7?
Chapter 7 involves liquidating non-exempt assets to repay creditors, but many personal items are protected under Tennessee’s bankruptcy exemptions. These may include your home, vehicle, and personal belongings. A skilled bankruptcy attorney can help you navigate exemptions and protect what matters most.